Dwelling F, EC, Vmm with Liability
DWELLING FIRE PERILS: FIRE, EC, VMMLIMITS: BLDG $500,000 CONTENTS - Up to 40%VALUATION: ACVRATING: MANUAL +25%LIABILITY: $0 to $300,000
Dwelling F, EC, Vmm without Liability
DWELLING FIRE PERILS: FIRE, EC, VMMLIMITS: BLDG $500,000 CONTENTS - Up to 40%VALUATION: ACVRATING: MANUAL +25%LIABILITY: $0 to $300,000
Homeowners HOA or HO1
HOA OR HO1 PERILS: FIRE, EC, VMM, BURGLARY
LIMIT: BUILDING $25,000 to $500,000
CONTENTS - Up to 40%
VALUATION: ACV
RATING: MANUAL +35%
LIABILITY: $25,000 TO $300,000
TO QUALIFY: PC 1-9, AGE 0-100 YRS, ANY CONSTRUCTION,
POOR TO EXCELLENT CREDIT.
SUGGESTIONS: MOST PEOPLE BUY THIS BASIC FORM
Homeowners HOB or HO2
HOB OR HO2
PERILS: ALL RISK BUILDING, BROAD NAMED PERILS
INCLUDING WATER DAMAGE AND BURGLARY ON CONTENTS.
LIMIT: BUILDING $25,000 to $500,000
CONTENTS - Up to 60%
VALUATION: ACV OR RC
RATING: MANUAL +25%
LIABILITY: $25,000 TO $300,000
TO QUALIFY: PC 1-9, AGE 0-50 YRS, ANY
CONSTRUCTION, GOOD CREDIT
SUGGESTIONS: BROAD FORM FOR MOST OF
YOUR BETTER HOMES
Homeowners Limited Non Standard HO8
HO8 Limited Substandard
PERILS: FIRE, EC, VMM, $1000 BURGLARY
LIMITS: BLDG $250,000
CONTENTS - Up to 30%
VALUATION: ACV
RATING: MANUAL +50%
LIABILITY: $25,000
TO QUALIFY: PC 1-9, AGE 0-100 YRS, ANY
CONSTRUCTION, POOR CREDIT. OR CLAIMS
SUGGESTIONS: FOR CLIENTS WITH TOO MANY
CLAIMS OR POOR CREDIT.
Homeowners Limited HO8 Prefered
HO8 Limited Prefered
PERILS: FIRE, EC, VMM, $1000 BURGLARY
LIMITS: BLDG $500,000
CONTENTS - Up to 30%
VALUATION: ACV
RATING: MANUAL +35%
LIABILITY: $25,000 TO $300,000
TO QUALIFY: PC 1-9, AGE 0-100 YRS, ANY
CONSTRUCTION, POOR TO EXCELLENT CREDIT.
SUGGESTIONS: FOR INSURED THAT WANT A INEXPENSIVE
HO POLICY OR HAVE POOR CREDIT.
Homeowners HOC or HO3
HOC OR HO3
PERILS: ALL RISK BUILDING AND CONTENTS.
LIMIT: Bldg $350,000 to $500,000
CONTENTS - Up to 65%
VALUATION: RC
RATING: MANUAL +25%
LIABILITY: $25,000 TO $300,000
TO QUALIFY: PC 1-5, AGE 0-35 YRS, BEST
CONSTRUCTION, GREAT CREDIT
SUGGESTIONS: BROADEST FORM FOR YOUR BEST
AND LARGEST HOMES.
Homeowners HOA Plus Water
HOA PLUS OR HO1 PLUS
PERILS: FIRE, EC, VMM, BURGLARY PLUS $5000
WATER DAMAGE
LIMIT: BUILDING $25,000 to $500,000
CONTENTS - Up to 50%
VALUATION: ACV
RATING: MANUAL +25%
LIABILITY: $25,000 TO $300,000
TO QUALIFY: PC 1-9, AGE 0-100 YRS, ANY
CONSTRUCTION, GOOD TO EXCELLENT CREDIT.
SUGGESTIONS: MOST PEOPLE BUY THIS BASIC FORM
Homeowners HOA Premier
HOA PREMIER OR HO1 PREMIER
PERILS: FIRE, EC, VMM, BURGLARY
LIMIT: BUILDING $25,000 to $500,000
CONTENTS - Up to 50%
VALUATION: ACV
RATING: Very Competitive
LIABILITY: $25,000 TO $300,000
TO QUALIFY: PC 1-6, AGE 0-35 YRS, GOOD
CONSTRUCTION, GREAT OR EXCELLENT CREDIT,
NO CLAIMS.
SUGGESTIONS: MOST PEOPLE BUY THIS BASIC
FORM THAT HAVE GOOD CREDIT AND NO CLAIMS.
Homeowners HOB Premier
HOB PREMIER OR HO2 PREMIER
PERILS: ALL RISK BUILDING, BROAD NAMED
PERILS INCLUDING UP TO $25,000 WATER
DAMAGE AND BURGLARY ON CONTENTS.
LIMIT: BUILDING $25,000 to $500,000
CONTENTS - Up to 60%
VALUATION: ACV OR RC
RATING: Very Competitive
LIABILITY: $25,000 TO $300,000
TO QUALIFY: PC 1-5, AGE 0-35 YRS, BEST
CONSTRUCTION, GREAT CREDIT, NO CLAIMS
SUGGESTIONS: BROAD FORM FOR MOST OF YOUR
BETTER HOMES